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Introducing the new CPF Planner

The new CPF Planner is your personal guide to planning your CPF savings. Simply answer 5 questions and we'll help you figure out the details.

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Your CPF supports you through your life's milestones

From the day you start working, your CPF savings have been growing with attractive interest rates of up to 5% per annum (before age 55) and up to 6% p.a. (from age 55).

Tap on the cards below to find out how your CPF savings help you retire with greater peace of mind.

Home Ownership
Home Ownership

You can use your CPF savings for your home’s down payment, monthly instalments and even premiums for the Home Protection Scheme. As buying a home is one of the biggest financial commitments in life, it is important to buy within your means and manage your housing loan adequately so that you still have sufficient savings for retirement.

Healthcare Protection
Healthcare Protection

Be prepared for unexpected rainy days. All CPF members are covered by MediShield Life — a health insurance plan that helps to pay for large medical bills, even if you have pre-existing conditions. Your MediSave savings can also be used to pay for hospitalisation and certain outpatient expenses.

Retirement Income
Retirement Income

CPF LIFE is a national longevity insurance annuity scheme that insures you against running out of your retirement savings, by providing you with a monthly payout no matter how long you live. There are three CPF LIFE plans available – Escalating Plan, Standard Plan and Basic Plan. Deciding the kind of retirement lifestyle you want is key to choosing the right CPF LIFE plan for you.

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