Grow your CPF savings faster

CPF Planner – Getting you ready for your future

Get closer to your retirement goals by answering a few simple questions. You will get recommendations on how to make the most of your CPF savings, and gain access to useful tools and articles curated just for you.

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3 tools to help you plan your financial future

Try the tools below to get a better idea on how you can start making the most of your CPF savings to grow your retirement nest egg. Or use the CPF Planner for a more personalised guide.

Grow your CPF savings faster

Use this tool to estimate how much your CPF savings can grow with cash top-ups. With the attractive CPF interest rates, every dollar in your Special Account will more than double in 20 years’ time.

If I make monthly top-ups of

Over a period of

My total top-up amount will grow to

$181900

Special Account
(4% pa)

$127526

Regular Bank
(0.27% pa)

Terms and conditions

The estimations do not include the 1% p.a. extra interest that you will earn on the first $60,000 of your CPF savings.
Recipients below the age of 55 can receive cash top-ups and CPF transfers to their Special Account up to the current Full Retirement Sum.
The bank savings account is assumed to earn 0.27% p.a. interest which is based on a weightage of 80% of the 12-month fixed deposit rates and 20% of the savings rates of the major local banks.
This tool is for illustrative purposes only and actual results may vary.

Grow your CPF savings today to enjoy higher monthly payouts through CPF LIFE
Click here to find out more about making cash top-ups and CPF transfers

Make an instant top-up via Paynow

Go to e-Cashier.
Select Top up my own/recipient’s RA/SA under the Retirement Sum Topping-Up Scheme (RSTU).
Make your payment immediately via scanning the QR code generated with your bank’s mobile app.