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Help your loved ones get higher monthly payouts

CPF Planner – Getting you ready for your future

Get closer to your retirement goals by answering a few simple questions. You will get recommendations on how to make the most of your CPF savings, and gain access to useful tools and articles curated just for you.

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3 tools to help you plan your financial future

Try the tools below to get a better idea on how you can start making the most of your CPF savings to grow your retirement nest egg. Or use the CPF Planner for a more personalised guide.

Help your loved ones get higher monthly payouts

If you have attained the Basic Retirement Sum or Full Retirement Sum, you can consider making a transfer from your Ordinary Account to your loved ones’ Special or Retirement Account to help them get higher monthly payouts under CPF LIFE as well.



If I transfer
$
To my loved ones who is
0 YEARS OLD
They get to enjoy
$0 - 0

Additional monthly CPF LIFE
payouts at 65


  • Payouts are based on CPF LIFE Standard Plan for a 55-year-old in 2020.
  • Payout is based on interest rate of 4% p.a.
  • Payout is assumed to start from the payout eligibility age of 65 which applies for those born in 1954 and after. You can see the full payout eligibility ages here.
  • CPF LIFE monthly payout may be adjusted every year to take into account factors such as interest rates and mortality experience.
  • For a more detailed estimation of the payouts, please use the CPF LIFE Estimator.
  • There are limits to the savings that can be transferred and received.
  • This tool is for illustrative purposes only and actual results may vary.

Support your loved ones today with more monthly payouts in their retirement

Click here to find out more about making cash top-ups and CPF transfers

app Make an instant top-up via Paynow

  1. Go to e-Cashier.
  2. Select Top up my own/recipient’s RA/SA under the Retirement Sum Topping-Up Scheme (RSTU).
  3. Make your payment immediately via scanning the QR code generated with your bank’s mobile app.

transfer Make a CPF transfer online

  1. Log in with your SingPass at myCPF website.
  2. Go to Building Up My/My Recipient’s CPF Savings under My Requests.
  3. Select the transfer option you want under Using CPF.
  4. Complete and submit the online application form.

Want a more personalised guide to planning your retirement?

Check out the CPF Planner
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CPF Planner – Getting you ready for your future

Get closer to your retirement goals by answering a few simple questions. You will get recommendations on how to make the most of your CPF savings, and gain access to useful tools and articles curated just for you.

Let's start
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